1. The information asymmetry of credit market causes credit admeasure appearance, form credit gap then. 信贷 市场 的 信息 不对 称 导致 信贷 配 给现 象，进而 形 成信 贷缺 口 。
2. Firstly, the paper gives a certain definition of credit. By means of summering the development of credit and relative concepts, the concept of personal credit is defined. 首先，论文对信用做出了明确的界定，并从制度经济学的角度阐述了建立个人信用制度的重要性。
3. personal credit system to play a role in two secondary point that perfect personal credit investigation mechanisms and norms of personal credit rating mechanisms. 个人信用制度要发挥作用得有两个支点，即完善的个人信用调查机制和规范的个人资信评估机制。
4. It shows that the information asymmetries are the deep reason for the credit risks, and the perfection of the asymmetric credit incentive mechanism is the most important thing. 分析结果表明：信息不对称是我国商业银行风险的根源，信贷激励-约束机制的完善是当务之急。
5. We have a flurry of bank bankruptcies and workouts but the financial system absorbs these losses and the credit creation process is quickly re-established with tighter credit. 我们恐慌银行破产倒闭，但是金融系统吸收了这些损失，并且信用产生过程很快在紧缩信用的基础上得到重建。
网络释义
A research in the perfection of the credit system of commercial bank in social credit system construction 下一篇论文： 论社会信用体系建设中商业银行信用体系的完善;
Credit words High credit quality 高信贷质量;
Credit risk and credit rating in enterprise bond market 企业债券信用风险和信用评级研究;
Article 3- 1 Credit cooperatives and insurance cooperatives shall be applied to the Credit Cooperatives Act and the Insurance Act 第3-1条 信用合作社、保险合作社，分别依信用合作社法、保险法之规定;
